The efficient way to invest

Smarter portfolios to give you the returns you deserve

Here's how your money is invested

Portfolios are a group of securities, mainly across stocks and sukuks (Islamic bonds). When you make your first deposit, we'll automatically invest your portfolio according to your specific risk profile. Simple.

This is what you'll invest in


Global Equities

Global equities are stocks mainly from the developed markets of the world. These are diversified investments across sectors and geographies and generally follow a large-cap value investment style.

Reasons we chose this Asset Class:

  • Direct and diversified investment in UK and other foreign companies in developed markets that comply with Islamic investment principles
  • Exposure to developed and mature stock markets

Sector Breakdown (%)

Energy 6.6
Health Care 6.1
Information Technology 5.8
Industrials 24.6
Consumer Staples 20.0
Consumer Discretionary 19.4
Materials 15.2
Utilities 1.5
Financials 0.9

Disclaimer

As with any investment your capital is at risk, the figures refer to simulated past performance and that past performance is not a reliable indicator of future performance. The value of your investment can go down as well as up. If you are unsure about whether investing is right for you, please seek expert financial advice.

The returns are shown in GBP and exclude Wahed or custodial fees. Actual returns may fluctuate due to currency fluctuations. Data is sourced from Bloomberg.

Emerging Market Stocks

Emerging market stocks provide a great potential for geographic diversification and growth. This asset class comes with higher risk than the developed market stocks, yet can also provide higher returns due to the rising economic output and market capitalization of emerging markets.

Reasons we chose this Asset Class:

  • Direct and diversified investment in emerging market companies that comply with Islamic investment principles
  • Provides exposure to emerging market economies, which are not as mature as developed economies, thereby potentially offering higher returns

Sector Breakdown (%)

Energy 1.8
Health Care 14.2
Industrials 16.2
Financial Services 2.2
Technology & Communications 20.0
Real Estate 4.5
Consumer Goods 41.1

Disclaimer

As with any investment your capital is at risk, the figures refer to simulated past performance and that past performance is not a reliable indicator of future performance. The value of your investment can go down as well as up. If you are unsure about whether investing is right for you, please seek expert financial advice.

The returns are shown in GBP and exclude Wahed or custodial fees. Actual returns may fluctuate due to currency fluctuations. Data is sourced from Bloomberg.

Sukuk

The essence of Sukuk is to provide Ethical compliant instruments for investments which do not involve interest and excess uncertainty. It is a primacy of equity financing. The Sukuk holder has an ownership on the underlying asset which is entitled for revenues generated from the Sukuk asset unlike the bondholder who is eligible to receive interest payments by the bond issuer. The Sukuk limits the value of debt to that of the underlying. It must be asset backed or asset based and interest free.

Reasons we chose this Asset Class:

  • Limits debt to value of underlying asset
  • Interest free
  • Islamic based
  • Primacy of equity financing

Disclaimer

As with any investment your capital is at risk, the figures refer to simulated past performance and that past performance is not a reliable indicator of future performance. The value of your investment can go down as well as up. If you are unsure about whether investing is right for you, please seek expert financial advice.

The returns are shown in GBP and exclude Wahed or custodial fees. Actual returns may fluctuate due to currency fluctuations. Data is sourced from Bloomberg.

Gold

Commodities as an asset class have had historically low correlation with stocks and bonds. We have included gold to represent this asset class. Gold provides the potential for long-term capital appreciation and acts as an inflation hedge. The gold ETF included in our portfolio effectively captures the price volatility of gold in the spot market, thereby generating a return that is similar to the returns in the spot market.

Reasons we chose this Asset Class:

  • Diversification benefit
  • Direct exposure to gold prices

Disclaimer

As with any investment your capital is at risk, the figures refer to simulated past performance and that past performance is not a reliable indicator of future performance. The value of your investment can go down as well as up. If you are unsure about whether investing is right for you, please seek expert financial advice.

The returns are shown in GBP and exclude Wahed or custodial fees. Actual returns may fluctuate due to currency fluctuations. Data is sourced from Bloomberg.

  • Global Equities

    Global equities are stocks mainly from the developed markets of the world. These are diversified investments across sectors and geographies and generally follow a large-cap value investment style.

    Reasons we chose this Asset Class:

    • Direct and diversified investment in UK and other foreign companies in developed markets that comply with Islamic investment principles
    • Exposure to developed and mature stock markets

    Sector Breakdown (%)

    Consumer Discretionary 9.5
    Energy 8.8
    Consumer Staples 6.9
    Information Technology 40.1
    Materials 3.8
    Health Care 17.2
    Industrials 12.3
    Financials 0.7
    Real Estate 0.7

    Disclaimer

    As with any investment your capital is at risk, the figures refer to simulated past performance and that past performance is not a reliable indicator of future performance. The value of your investment can go down as well as up. If you are unsure about whether investing is right for you, please seek expert financial advice.

  • Emerging Market Stocks

    Emerging market stocks provide a great potential for geographic diversification and growth. This asset class comes with higher risk than the developed market stocks, yet can also provide higher returns due to the rising economic output and market capitalization of emerging markets.

    Reasons we chose this Asset Class:

    • Direct and diversified investment in emerging market companies that comply with Islamic investment principles
    • Provides exposure to emerging market economies, which are not as mature as developed economies, thereby potentially offering higher returns

    Sector Breakdown (%)

    Energy 1.8
    Health Care 14.2
    Industrials 16.2
    Financial Services 2.2
    Technology & Communications 20.0
    Real Estate 4.5
    Consumer Goods 41.1

    Disclaimer

    As with any investment your capital is at risk, the figures refer to simulated past performance and that past performance is not a reliable indicator of future performance. The value of your investment can go down as well as up. If you are unsure about whether investing is right for you, please seek expert financial advice.

  • Sukuk

    The essence of Sukuk is to provide Ethical compliant instruments for investments which do not involve interest and excess uncertainty. It is a primacy of equity financing. The Sukuk holder has an ownership on the underlying asset which is entitled for revenues generated from the Sukuk asset unlike the bondholder who is eligible to receive interest payments by the bond issuer. The Sukuk limits the value of debt to that of the underlying. It must be asset backed or asset based and interest free.

    Reasons we chose this Asset Class:

    • Limits debt to value of underlying asset
    • Interest free
    • Islamic based
    • Primacy of equity financing

    Disclaimer

    As with any investment your capital is at risk, the figures refer to simulated past performance and that past performance is not a reliable indicator of future performance. The value of your investment can go down as well as up. If you are unsure about whether investing is right for you, please seek expert financial advice.

  • Gold

    Commodities as an asset class have had historically low correlation with stocks and bonds. We have included gold to represent this asset class. Gold provides the potential for long-term capital appreciation and acts as an inflation hedge. The gold ETF included in our portfolio effectively captures the price volatility of gold in the spot market, thereby generating a return that is similar to the returns in the spot market.

    Reasons we chose this Asset Class:

    • Diversification benefit
    • Direct exposure to gold prices

    Disclaimer

    As with any investment your capital is at risk, the figures refer to simulated past performance and that past performance is not a reliable indicator of future performance. The value of your investment can go down as well as up. If you are unsure about whether investing is right for you, please seek expert financial advice.

All designed to help you
get better results.

  • Diversified

    You'll be invested in hundreds of individual companies, Islamic bonds, and commodities, ensuring your concentration risk to one security is limited

  • The investment funds we use are efficient and low cost. Every penny you save on expenses can help you achieve higher returns.

  • Our investment committee uses the modern portfolio theory to build portfolios that seek to maximize your return based on your risk profile.

Our portfolios

You'll be investing in a portfolio that has a healthy mix of different companies and investments
from numerous industries. This helps you achieve a steady return.

Disclaimer

As with any investment your capital is at risk, the figures refer to simulated past performance and that past performance is not a reliable indicator of future performance. The value of your investment can go down as well as up. If you are unsure about whether investing is right for you, please seek expert financial advice.

The returns are shown in GBP and exclude Wahed or custodial fees. Actual returns may fluctuate due to currency fluctuations. Data is sourced from Bloomberg.

Backed by Nobel Prize
winning research and an
expert investment committee

In other words, we work really hard and are committed to helping you generate returns. Whether you're starting early or preparing for retirement, we'll have a portfolio for you.

We make sure your portfolio is diversified regardless of your account size. This is halal investing the way it should be.

Becoming a halal
investor is easy

Open your account in minutes.