The efficient way to invest

Smarter portfolios to give you the returns you deserve

Here's how your money is invested

Portfolios are a group of securities, mainly across stocks and sukuks (Islamic bonds). When you make your first deposit, we'll automatically invest your portfolio according to your specific risk profile. Simple

This is what you'll invest in


Wahed S&P Shariah Fund

The S&P 500 is widely regarded as the best single gauge of large-cap U.S. equities. It includes 500 of the top companies in leading industries of the U.S. economy. The S&P 500 Shariah Index was launched in 2006 and excludes prohibited sectors, according to shariah compliant investment guidelines, without sacrificing the risk and return profile of the broader S&P 500.

Reasons we chose this Asset Class:

  • Direct and diversified investments in the overall US stock market
  • Passive investing exposure

Sector Breakdown (%)

Consumer Discretionary 9.5
Energy 8.8
Consumer Staples 6.9
Information Technology 40.1
Materials 3.8
Health Care 17.2
Industrials 12.3
Financials 0.7
Real Estate 0.7

Disclaimer

This chart was intended for illustrative purposes only. Past performance is not a guarantee of future results. All investments include some risk, including the possibility of loss of principal.

COMPANY NAME TICKER
3M Co MMM
AMETEK Inc AME
ANSYS Inc ANSS
Abbott Laboratories ABT
Abiomed Inc ABMD
Accenture plc A ACN
Activision Blizzard Inc ATVI
Adobe Systems Inc ADBE
Advance Auto Parts Inc AAP
Advanced Micro Devices AMD
Agilent Technologies Inc A
Air Products & Chemicals Inc APD
Akamai Technologies Inc AKAM
Alaska Air Group Inc ALK
Albemarle Corp ALB
Alexion Pharmaceuticals Inc ALXN
Align Technology Inc ALGN
Allegion plc ALLE
Allergan plc AGN
Alphabet Inc A GOOGL
Alphabet Inc C GOOG
Amgen Inc AMGN
Amphenol Corp A APH
Analog Devices Inc ADI
Apple Inc. AAPL
Applied Materials Inc AMAT
Aptiv plc APTV
AutoZone Inc AZO
Autodesk Inc ADSK
Automatic Data Processing ADP
AvalonBay Communities Inc AVB
Avery Dennison Corp AVY
Baxter Intl Inc BAX
Best Buy Co Inc BBY
Biogen Inc BIIB
Booking Holdings Inc BKNG
Borgwarner Inc BWA
Boston Scientific Corp BSX
Bristol-Myers Squibb BMY
Broadcom Inc AVGO
Broadridge Financial Solutions Inc. BR
CA Inc CA
CH Robinson Worldwide Inc CHRW
Cabot Oil & Gas A COG
Cadence Design Systems Inc CDNS
Campbell Soup Co CPB
Celgene Corp CELG
Cerner Corp CERN
Chevron Corp CVX
Church & Dwight Co CHD
Cimarex Energy Co XEC
Cintas Corp CTAS
Citrix Systems Inc CTXS
Clorox Co CLX
Coca-Cola Co KO
Cognizant Tech Solutions Corp CTSH
Colgate-Palmolive Co CL
Conagra Brands, Inc CAG
Concho Resources Inc CXO
ConocoPhillips COP
Cooper Companies Inc COO
Copart Inc CPRT
Corning Inc GLW
Cummins Inc CMI
Danaher Corp DHR
Delta Air Lines DAL
Dentsply Sirona Inc. XRAY
Dollar General Corp DG
Dollar Tree Inc DLTR
Dover Corp DOV
DowDuPont Inc. DWDP
Duke Realty Corp DRE
EOG Resources EOG
Eaton Corp plc ETN
Ecolab Inc ECL
Edwards Lifesciences Corp EW
Electronic Arts EA
Emerson Electric Co EMR
Equifax Inc EFX
Estee Lauder Cos. A EL
Expedia Group, Inc. EXPE
Expeditors Intl of WA Inc EXPD
Express Scripts Holding Co. ESRX
Exxon Mobil Corp XOM
F5 Networks Inc FFIV
FLIR Systems Inc FLIR
Facebook Inc A FB
Fastenal Co FAST
Fiserv Inc FISV
Flowserve Corp FLS
Fluor Corp FLR
Foot Locker Inc FL
Fortive Corp FTV
Fortune Brands Home & Security Inc FBHS
Gap Inc GPS
Garmin Ltd GRMN
General Mills Inc GIS
Genuine Parts Co GPC
Gilead Sciences Inc GILD
Grainger W.W. Inc GWW
HP Inc HPQ
Halliburton Co HAL
Hasbro Inc HAS
Helmerich & Payne Inc HP
Hershey Foods Corp HSY
Hologic Inc HOLX
Home Depot Inc HD
Honeywell Intl Inc HON
Horton D.R. Inc DHI
Hunt J.B. Transport Services JBHT
IDEXX Laboratories Inc IDXX
IPG Photonics Corp IPGP
Illinois Tool Works Inc ITW
Illumina Inc ILMN
Incyte Corp INCY
Ingersoll-Rand Plc IR
Intel Corp INTC
Intl Business Machines Corp IBM
Intl Flavors & Fragrances IFF
Intuit Inc INTU
Intuitive Surgical Inc ISRG
Johnson & Johnson JNJ
Juniper Networks Inc JNPR
KLA-Tencor Corporation KLAC
Kansas City Southern Inc KSU
Kimberly-Clark KMB
L Brands Inc LB
LKQ Corp LKQ
Lam Research Corp LRCX
Leggett & Platt LEG
Lilly Eli & Co LLY
Lowe's Cos Inc LOW
LyondellBasell Industries N.V. LYB
MSCI Inc MSCI
Martin Marietta Materials MLM
Masco Corp MAS
Mastercard Inc A MA
McDonald's Corp MCD
Medtronic plc MDT
Merck & Co Inc MRK
Mettler-Toledo Intl MTD
Michael Kors Holdings Ltd KORS
Microchip Technology Inc MCHP
Microsoft Corp MSFT
Mohawk Industries Inc MHK
Mondelez International Inc MDLZ
Monster Beverage Corp New MNST
Moody's Corp MCO
NIKE Inc B NKE
National Oilwell Varco Inc NOV
Nektar Therapeutics NKTR
Newmont Mining Corp NEM
Nordstrom Inc JWN
Norfolk Southern Corp NSC
Nucor Corp NUE
Nvidia Corp NVDA
O'Reilly Automotive ORLY
Occidental Petroleum OXY
PPG Industries Inc PPG
Packaging Corp of America PKG
Parker-Hannifin Corp PH
Paychex Inc PAYX
Pentair PLC PNR
PepsiCo Inc PEP
PerkinElmer Inc PKI
Perrigo Company plc PRGO
Pfizer Inc PFE
Phillips 66 PSX
Pioneer Natural Resources PXD
Praxair Inc PX
Procter & Gamble PG
Public Storage PSA
Qorvo, Inc QRVO
Quest Diagnostics DGX
Ralph Lauren Corp A RL
Red Hat Inc RHT
Regeneron Pharmaceuticals Inc REGN
ResMed Inc RMD
Robert Half Intl Inc RHI
Rockwell Automation Inc ROK
Roper Technologies, Inc ROP
Ross Stores Inc ROST
S&P Global Inc SPGI
Salesforce.com CRM
Schein Henry Inc HSIC
Schlumberger Ltd SLB
Skyworks Solutions Inc SWKS
Smith A.O. Corp AOS
Snap On Inc SNA
Southwest Airlines Co LUV
Stanley Black & Decker SWK
Starbucks Corp SBUX
Stryker Corp SYK
Synopsys Inc SNPS
TE Connectivity Ltd. TEL
TJX Cos Inc TJX
Tapestry, Inc TPR
Target Corp TGT
Texas Instruments Inc TXN
The Kraft Heinz Company KHC
Tiffany & Co TIF
Tractor Supply Co TSCO
TripAdvisor Inc. A TRIP
Twitter Inc TWTR
Ulta Beauty, Inc ULTA
Under Armour Inc A UAA
Under Armour Inc-C UA
Union Pacific Corp UNP
United Parcel Service Inc B UPS
VF Corp VFC
Valero Energy Corp VLO
Varian Medical Systems Inc VAR
VeriSign Inc VRSN
Verisk Analytics Inc VRSK
Vertex Pharmaceuticals Inc VRTX
Visa Inc A V
Vulcan Materials Co VMC
Walgreens Boots Alliance Inc WBA
Waters Corp WAT
Western Union Co WU
Weyerhaeuser Co WY
Xilinx Inc XLNX
Xylem Inc XYL
Yum! Brands Inc YUM
Zoetis Inc ZTS
eBay Inc. EBAY

Wahed S&P Dividend Growth Fund

The index this fund follows is designed to measure the performance of shariah compliant companies within the S&P Composite 1500 (a broader global index of top companies across leading industries) that have followed a managed-dividend policy of consistently increasing dividends every year for at least 20 years.

Reasons we chose this Asset Class:

  • Direct and diversified investments in high dividend paying stocks in the US
  • All companies have a managed policy to increase dividends year over year
  • Passive investing exposure

Sector Breakdown (%)

Energy 6.6
Health Care 6.1
Information Technology 5.8
Industrials 24.6
Consumer Staples 20.0
Consumer Discretionary 19.4
Materials 15.2
Utilities 1.5
Financials 0.9

Disclaimer

This chart was intended for illustrative purposes only. Past performance is not a guarantee of future results. All investments include some risk, including the possibility of loss of principal.

COMPANY NAME TICKER
3M Co MMM
Abbott Laboratories ABT
Air Products & Chemicals Inc APD
Albemarle Corp ALB
American States Water Co AWR
AptarGroup Inc ATR
Automatic Data Processing ADP
CDK Global Inc CDK
CH Robinson Worldwide Inc CHRW
Carlisle Cos CSL
Chevron Corp CVX
Church & Dwight Co CHD
Cintas Corp CTAS
Clorox Co CLX
Coca-Cola Co KO
Colgate-Palmolive Co CL
Donaldson Co DCI
Dover Corp DOV
Ecolab Inc ECL
Emerson Electric Co EMR
Expeditors Intl of WA Inc EXPD
Exxon Mobil Corp XOM
Genuine Parts Co GPC
Grainger W.W. Inc GWW
Illinois Tool Works Inc ITW
Intl Business Machines Corp IBM
John Wiley & Sons Inc. A JW.A
Johnson & Johnson JNJ
Kimberly-Clark KMB
Lancaster Colony Corp LANC
Leggett & Platt LEG
Lincoln Electric Hldgs LECO
Lowe's Cos Inc LOW
MSA Safety Inc MSA
McDonald's Corp MCD
Medtronic plc MDT
Nordson Corp NDSN
Nucor Corp NUE
PPG Industries Inc PPG
Pentair PLC PNR
PepsiCo Inc PEP
Polaris Inds Inc PII
Praxair Inc PX
Procter & Gamble PG
RPM International Inc. RPM
Roper Technologies, Inc ROP
Ross Stores Inc ROST
S&P Global Inc SPGI
Smith A.O. Corp AOS
Sonoco Products Co SON
Stanley Black & Decker SWK
TJX Cos Inc TJX
Target Corp TGT
VF Corp VFC
Walgreens Boots Alliance Inc WBA
West Pharmaceutical Services Inc WST
nVent Electric plc NVT

Sukuk

The essence of Sukuk is to provide Ethical compliant instruments for investments which do not involve interest and excess uncertainty. It is a primacy of equity financing. The Sukuk holder has an ownership on the underlying asset which is entitled for revenues generated from the Sukuk asset unlike the bondholder who is eligible to receive interest payments by the bond issuer. The Sukuk limits the value of debt to that of the underlying. It must be asset backed or asset based and interest free.

Reasons we chose this Asset Class:

  • Limits debt to value of underlying asset
  • Interest free
  • Islamic based

Disclaimer

This chart was intended for illustrative purposes only. Past performance is not a guarantee of future results. All investments include some risk, including the possibility of loss of principal.

Gold

Commodities as an asset class have had historically low correlation with stocks and bonds. We have included gold to represent this asset class. Gold provides the potential for long-term capital appreciation and acts as an inflation hedge. The gold ETF included in our portfolio effectively captures the price volatility of gold in the spot market, thereby generating a return that is similar to the returns in the spot market.

Reasons we chose this Asset Class:

  • Diversification benefit
  • Direct exposure to gold prices

Disclaimer

This chart was intended for illustrative purposes only. Past performance is not a guarantee of future results. All investments include some risk, including the possibility of loss of principal.

  • Wahed S&P Shariah Fund

    Wahed S&P Shariah Fund

    The S&P 500 is widely regarded as the best single gauge of large-cap U.S. equities. It includes 500 of the top companies in leading industries of the U.S. economy. The S&P 500 Shariah Index was launched in 2006 and excludes prohibited sectors, according to shariah compliant investment guidelines, without sacrificing the risk and return profile of the broader S&P 500.

    Reasons we chose this Asset Class:

    • Direct and diversified investments in the overall US stock market
    • Passive investing exposure

    Sector Breakdown (%)

    Disclaimer

    This chart was intended for illustrative purposes only. Past performance is not a guarantee of future results. All investments include some risk, including the possibility of loss of principal.

  • Wahed S&P Dividend Growth Fund

    The index this fund follows is designed to measure the performance of shariah compliant companies within the S&P Composite 1500 (a broader global index of top companies across leading industries) that have followed a managed-dividend policy of consistently increasing dividends every year for at least 20 years.

    Reasons we chose this Asset Class:

    • Direct and diversified investments in high dividend paying stocks in the US
    • All companies have a managed policy to increase dividends year over year
    • Passive investing exposure

    Sector Breakdown (%)

    Disclaimer

    This chart was intended for illustrative purposes only. Past performance is not a guarantee of future results. All investments include some risk, including the possibility of loss of principal.

  • Sukuk

    The essence of Sukuk is to provide Ethical compliant instruments for investments which do not involve interest and excess uncertainty. It is a primacy of equity financing. The Sukuk holder has an ownership on the underlying asset which is entitled for revenues generated from the Sukuk asset unlike the bondholder who is eligible to receive interest payments by the bond issuer. The Sukuk limits the value of debt to that of the underlying. It must be asset backed or asset based and interest free. Reasons we chose this asset class: - Limits debt to value of underlying asset - Interest free - Islamic based

    Reasons we chose this Asset Class:

    • Limits debt to value of underlying asset
    • Interest free
    • Islamic based
    • Primacy of equity financing

    Disclaimer

    This chart was intended for illustrative purposes only. Past performance is not a guarantee of future results. All investments include some risk, including the possibility of loss of principal.

  • Gold

    Commodities as an asset class have had historically low correlation with stocks and bonds. We have included gold to represent this asset class. Gold provides the potential for long-term capital appreciation and acts as an inflation hedge. The gold ETF included in our portfolio effectively captures the price volatility of gold in the spot market, thereby generating a return that is similar to the returns in the spot market. Reasons we chose this asset class: - Diversification benefit - Direct exposure to gold prices

    Reasons we chose this Asset Class:

    • Diversification benefit
    • Direct exposure to gold prices
    • Overseen by our trusted Ethical Review Board

    Disclaimer

    This chart was intended for illustrative purposes only. Past performance is not a guarantee of future results. All investments include some risk, including the possibility of loss of principal.

All designed to help you
get better results.

  • Diversified

    You'll be invested in hundreds of individual companies, Islamic bonds, and commodities, ensuring your concentration risk to one security is limited

  • The investment funds we use are efficient and low cost. Every penny you save on expenses can help you achieve higher returns.

  • Our investment committee uses the modern portfolio theory to build portfolios that seek to maximize your return based on your risk profile.

Our Portfolios

You'll be investing in a portfolio that has a healthy mix of different companies and investments
from numerous industries. This helps you achieve a steady return.

Disclaimer

This chart was intended for illustrative purposes only. Past performance is not a guarantee of future results. All investments include some risk, including the possibility of loss of principal.

Backed by Nobel Prize
winning research and an
expert investment committee

In other words, we work really hard and are committed to helping you generate returns. Whether you're starting early or preparing for retirement, we'll have a portfolio for you.

We make sure your portfolio is diversified regardless of your account size. This is halal investing the way it should be.

Becoming a halal
investor is easy

Open your account in minutes.